CONCORDE BROKERAGE OF L.I. LTD.

CONCORDE BROKERAGE OF L.I. LTD.CONCORDE BROKERAGE OF L.I. LTD.CONCORDE BROKERAGE OF L.I. LTD.

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CONCORDE BROKERAGE OF L.I. LTD.

CONCORDE BROKERAGE OF L.I. LTD.CONCORDE BROKERAGE OF L.I. LTD.CONCORDE BROKERAGE OF L.I. LTD.

516-764-9100

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  • Home & Trucking
  • Non Trucking
  • Get A Trucking Quote
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  • Occupational Accident
  • Flood
  • Motorcycle
  • About Us
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Commercial Truck Insurance, Non Trucking Liability, Physical Damage

Commercial Truck Insurance, Non Trucking Liability, Physical Damage Commercial Truck Insurance, Non Trucking Liability, Physical Damage Commercial Truck Insurance, Non Trucking Liability, Physical Damage


Experience peace of mind by choosing our dependable and all-encompassing services, ensuring that the job is done correctly. 

PLEASE CONTACT CONCORDE HERE
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Commercial Truck Insurance, Non Trucking Liability, Physical Damage

Commercial Truck Insurance, Non Trucking Liability, Physical Damage Commercial Truck Insurance, Non Trucking Liability, Physical Damage Commercial Truck Insurance, Non Trucking Liability, Physical Damage


Experience peace of mind by choosing our dependable and all-encompassing services, ensuring that the job is done correctly. 

PLEASE CONTACT CONCORDE HERE
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Trusted insurance services since 1994

Trucking Insurance, Protection at every turn

"Trucking: Where the road meets opportunity, and every journey fuels progress."


With more than three decades of comprehensive expertise in the insurance sector, we specialize in offering insurance solutions for both personal and commercial insurance needs. Our focus is on providing tailored insurance services to our clients in the trucking industry. We have access to a diverse range of insurance products, allowing us to identify the most appropriate insurance company and coverage for your needs. truck insurance, cargo insurance, physical damage insurance, general liability, occupational accident

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Are you leased to a motor carrier?

"If you're an owner-operator leased to a motor carrier, let us navigate the complexities of insurance for you. With over 30 years of experience in the industry, we ensure you get the right coverage tailored to your needs."


When leasing your services to a motor carrier, it is important to have proper insurance coverage in place to protect your business and assets. Non-trucking liability and physical damage coverages are two types of insurance that are commonly required for owner-operators and independent contractors. Non-trucking liability coverage provides protection when using the vehicle for non-business purposes, such as personal use, while physical damage coverage provides protection for damage to the truck itself. 

When selecting an insurance provider, it is crucial to choose a carrier with an A or better rating to ensure that you have a reliable partner who can provide you with the coverage and support you need. With the right coverage in place, you can have peace of mind knowing that your business is protected and you can focus on what you do best - delivering goods safely and efficiently.

trucking insurance, non trucking insurance, general liability

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Trucking Insurance, Products that have you covered

 Whether you operate as an owner-operator or lease your services to a motor carrier, we provide a range of trucking products to support your business needs. 

Our products include commercial auto liability, physical damage insurance, motor truck cargo insurance, non-trucking liability insurance, general liability, trailer interchange coverage, and non-owned trailer coverage. We also offer excess coverages to provide additional protection. long haul trucking insurance truck insurance, cargo insurance, physical damage insurance, general liability, occupational accident

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Commercial Insurance
pERSONAL iNSURANCE

Building Mutual Relationships

 By recognizing that each individual possesses unique insurance requirements, we have been able to establish robust and mutually advantageous partnerships with our customers & companies, enabling us to thrive in the industry for over three decades. 

Our unwavering belief has been that excellence is not a coincidence, but rather the outcome of diligent and astute endeavors. truck insurance, cargo insurance, physical damage insurance, general liability, occupational accident

Trucking Insurance
Personal Insurance

Assessing Coverage Needs

Many experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. 

Call us today, we can accurately assess your insurance needs & ensure you have the protection you need to secure the peace of mind you deserve. truck insurance, cargo insurance, physical damage insurance, general liability, occupational accident

Motorcycle Insurance

Motorcycle Insurance

 

Motorcycle insurance is a type of insurance policy that provides financial protection to motorcycle riders against potential losses or damage to their motorcycles and liability for any injuries or damages caused to others. Motorcycle insurance coverage typically includes the following:

  1. Liability coverage: This is required by law in most states and covers damages and injuries you cause to others in an accident. It includes bodily injury liability coverage, which covers medical expenses, lost wages, and other damages for people you injure, and property damage liability coverage, which covers damage to other vehicles or property.
  2. Collision coverage: This covers damage to your motorcycle if you are in an accident with another vehicle or object.
  3. Comprehensive coverage: This covers damage to your motorcycle from non-collision events, such as theft, vandalism.
  4. Uninsured/underinsured motorist coverage: This provides protection if you are in an accident with someone who doesn't have insurance or doesn't have enough insurance to cover the damages.
  5. Medical payments coverage: This covers medical expenses for you and your passengers if you are injured in an accident, regardless of who is at fault.

Motorcycle insurance coverage can vary depending on the policy and the insurance provider. It's important to carefully review your policy and understand the coverage and limitations of your insurance. commercial insurance agency

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home insurance

Homeowners Insurance

Homeowners insurance is a type of insurance policy that provides financial protection to homeowners against potential losses or damage to their property and belongings. Homeowners insurance coverage typically includes the following:

  1. Dwelling coverage: This covers damage to the physical structure of your home, such as walls, roof, and foundation.
  2. Personal property coverage: This covers the loss or damage to personal belongings inside your home, such as furniture, appliances, and electronics.
  3. Liability coverage: This provides protection if someone is injured on your property or if you cause damage to someone else's property.
  4. Additional living expenses coverage: This covers the cost of temporary housing if your home becomes uninhabitable due to damage from a covered event.
  5. Medical payments coverage: This covers medical expenses if someone is injured on your property, regardless of who is at fault.

Homeowners insurance coverage can vary depending on the policy and the insurance provider. It's important to carefully review your policy and understand the coverage and limitations of your insurance.

*Only available in New York state. commercial insurance agency

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Business Insurance

Business insurance for artisan and service contractors

 

Why You Need Artisan and Service Contractors Insurance from Concorde Brokerage

As you work on-site in professions like an electrician, lawn care professional, carpenter, and more, rest assured that Concorde Brokerage is working behind the scenes to protect your small business. Our artisan and service contractors insurance offer comprehensive coverage against various risks:

  1. Damage to On-Site Property – While you're focused on your work, accidents can happen. For instance, while burying plumbing, you might accidentally hit a public water main. With Concorde Brokerage, you can be covered for such incidents.
  2. On-Premises Injuries – Tools and equipment left unattended can pose risks to clients or neighbors, potentially leading to accidents. In case related claims or lawsuits arise, our insurance can provide the necessary protection.
  3. Theft – We understand that your tools are valuable and essential for your work. If they go missing from the job site, especially during your lunch break, we can help alleviate the financial burden.

Coverage Offered by Artisan and Service Contractors Insurance:

  1. Business Personal Property – Safeguards your content and equipment from accidental direct physical loss.
  2. Building Property – Covers your building, storage buildings, garages, fixtures, and other structures that belong to you.
  3. Business Liability – Ensures you're protected against costly claims and lawsuits that may arise during the course of your work.
  4. Completed Operations – Provides coverage for bodily injury and property damage claims that may occur after a construction or service project is completed.
  5. Mobile Equipment – Offers broad coverage for mobile equipment, tools, and machinery used in your contracting operations.
  6. Installation Floater – Provides comprehensive coverage for business property you own or are responsible for while in transit, awaiting installation, or being installed at the job site.
  7. Property of Others – Pays for property damage to the belongings of others while they are in your care, custody, or control.

By choosing Concorde Brokerage for your artisan and service contractors insurance needs, you can concentrate on your work with the confidence that your small business is well-protected. commercial insurance agency

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Insurance
Commercial and Personal

Other Insurance Products

 We offer a wide range of insurance products, including but not limited to commercial and personal auto insurance. Our offerings also include trucking, business, homeowners, bonding, motorcycle, boat, RV, snowmobile, travel trailer, motor home, business and other types of insurance policies. commercial trucking insurance truck insurance, cargo insurance, physical damage insurance, general liability, occupational accident

Personal and Commercial Insurance

Companies we do business with

Numerous organizations and associations keep tabs on the financial stability of insurance companies, but the most familiar ones include A.M. Best, Standard & Poor's, Moody's, and Demotech. Among these agencies, A.M. Best is the most prevalent and is frequently employed by major insurers. Meanwhile, Standard & Poor's and Moody's are not limited to a specific industry and are commonly used across a diverse range of businesses worldwide, including insurance. To ensure the highest quality, we will only consider companies that have received a rating of A or higher. truck insurance, cargo insurance, physical damage insurance, general liability, occupational accident

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Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

Email any requests to: certs@cbli.net


  

To understand the answer to that question you first need to understand the four basic types of liability insurance available to you:

Primary Auto Liability Insurance is the very minimum insurance you should have on your truck and is required in every state. It covers any damage or injuries to other motorists that result in an accident that is considered your fault. It’s important to make sure that you meet limit requirements on this type of insurance. 

General Liability Insurance covers your truck when it is not on the road such as when you’re parked on a parking lot, stopping at a restaurant, or loading your vehicle.

Non-owned Trailer Liability & Trailer Interchange covers physical damage to a trailer that you are hauling but do not own while it’s in your possession.

Motor Truck Cargo Liability Insurance covers damage to the freight or commodity that you are hauling in the event of things such as fires, accidents, or temperature issues.

Because each policy is a uniquely different, it’s important to ask questions about which types of insurance you need to protect your business & its assets.


 

Feel free to contact us through this website.


Email: quotes@cbli.net
Phone: 516-764-9100


If you have any questions or are uncertain about anything, please let us know. 

We encourage you to reach out!


  

Yes, Non-Trucking Liability, or NTL, is insurance coverage for when you use your truck for non-business purposes. NTL offers you liability coverage for property damage or bodily injury to a third party. Any personal use between your return and next dispatch points will be covered under NTL.

NTL is in most cases, required by the motor carrier with whom the owner/operator has signed a lease agreement. This insurance fills a potential gap for non-business use of the equipment, and helps to protect the motor carriers' primary liability policy.

Non-Trucking is not the same as bobtail insurance, so please verify with your motor carrier which coverage they require; in almost all cases, NTL will be the requirement.

 f you are unsure or have questions please indicate such & please feel free to visit our download section as this will provide a guide to assist you. 


 Yes, Physical Damage coverage for your truck gives you comprehensive and collision coverage for physical damage to your truck. For instance, your truck could be damaged from fire, hail, from an accident, or even from vandalizing.  f you are unsure or have questions please indicate such & please feel free to visit our download section as this will provide a guide to assist you. 


Yes, we write occupational accident policies. Very simple process. 


An occupational accident is an unexpected and unplanned occurrence, including acts of violence, arising out of or in connection with work, which results in one or more workers incurring a personal injury, disease or death.  f you are unsure or have questions please indicate such & please feel free to visit our download section as this will provide a guide to assist you. 


Yes, we write truckers general liability policies. Very simple process. 


If you’re a for-hire trucker or motor carrier, you’ll most likely need Trucker’s GL.

Motor Truck General Liability insurance may provide coverage for the following situations:

  • · Customers slipping and falling on your premises
  • · Erroneous delivery of products resulting in damage 
  • · The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
  • · Libel and slander exposures
  • · Fire on rental property due to the insured’s error


A deductible is an amount that you're responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder.


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